Please see our representative finance examples below.
Buy Now, Pay Later (12/36 months)
With our Buy Now Pay Later (12/36) loan agreement, you can order today and pay nothing for 12 months.
If you pay in full by the end of 12 months, there will be no interest on the loan, but a final settlement fee of £29.00 will be due.
Alternatively, you can spread the cost and pay monthly according to the table. Interest is accrued from the start of the loan agreement.
Your loan value must be between £300.00 and £25,000.00
Representative 19.9% APR
Interest rate 19.9% fixed
| Order Value (Inc. delivery & VAT) | £1,000.00 |
| Deposit Payable | £10.00 |
| Loan Value | £990.00 |
| 36 monthly repayments of | £42.45 |
| Total Amount Payable | £1,538.20 |
Interest Bearing Credit (12 months)
With our Interest Bearing Credit (12 months) loan agreement, you can spread the cost over a period of up to 12 months.
Your loan value must be between £300.00 and £25,000.00
You will pay according to the following table.
Representative 14.9% APR
Interest rate 14.9% fixed
| Order Value (Inc. delivery & VAT) | £1,000.00 |
| Deposit Payable | £10.00 |
| Loan Value | £990.00 |
| 36 monthly repayments of | £88.88 |
| Total Amount Payable | £1,076.56 |
Interest Bearing Credit (24 months)
With our Interest Bearing Credit (24 months) loan agreement, you can spread the cost over a period of up to 24 months.
Your loan value must be between £300.00 and £25,000.00
You will pay according to the following table.
Representative 14.9% APR
Interest rate 14.9% fixed
| Order Value (Inc. delivery & VAT) | £1,000.00 |
| Deposit Payable | £10.00 |
| Loan Value | £990.00 |
| 36 monthly repayments of | £47.52 |
| Total Amount Payable | £1,150.48 |
Interest Bearing Credit (36 months)
With our Interest Bearing Credit (36 months) loan agreement, you can spread the cost over a period of up to 36 months.
Your loan value must be between £300.00 and £25,000.00
You will pay according to the following table.
Representative 14.9% APR
Interest rate 14.9% fixed
| Order Value (Inc. delivery & VAT) | £1,000.00 |
| Deposit Payable | £10.00 |
| Loan Value | £990.00 |
| 36 monthly repayments of | £33.82 |
| Total Amount Payable | £1,227.52 |
Interest Bearing Credit (48 months)
With our Interest Bearing Credit (48 months) loan agreement, you can spread the cost over a period of up to 48 months.
Your loan value must be between £300.00 and £25,000.00
You will pay according to the following table.
Representative 14.9% APR
Interest rate 14.9% fixed
| Order Value (Inc. delivery & VAT) | £1,000.00 |
| Deposit Payable | £10.00 |
| Loan Value | £990.00 |
| 36 monthly repayments of | £27.04 |
| Total Amount Payable | £1,307.92 |
Interest-Free Credit (10 Months) - available on selected products only
With our Interest-Free Credit (10 Months) loan agreement, you can spread the cost over a period of up to 10 months.
Your loan value must be between £1000.00 and £25,000.00
You will pay according to the following table.
Representative 0% APR
Interest rate 0% fixed
| Order Value (Inc. delivery & VAT) | £1,100.00 |
| Deposit Payable | £11.00 |
| Loan Value | £1,089.00 |
| 36 monthly repayments of | £108.90 |
| Total Amount Payable | £1,100.00 |